"A large segment of the population is too poor to hire a lawyer but not poor enough for legal aid. This fact has profound consequences for access to justice."
- Hon. Michael Bryant - Ontario’s Attorney General

Legal Expense Insurance (LEI) offers the most universal and affordable option for Canadians who may require legal representation. LEI enables customers to budget for catastrophic legal costs.
Bill C-45 made amendments to The Criminal Code whereby under the new section 217.1 "Everyone who undertakes, or has the authority, to direct how another person does work or performs a task is under a legal duty to take reasonable steps to prevent bodily harm to that person, or any other person, arising from that work or task".

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“To address the access to justice concerns in Canada by providing solutions to the high legal costs facing the average consumer and enable consumers to budget for catastrophic legal costs. ”